Vision 2020 Key Initiatives & Business Breakup

Strong Profitability Momentum Continues Parameter Net Interest Income Other Income Q4 FY19 Q4 FY18 YOY Q3 FY19 QoQ FY19 FY18 739 500 48% 655 13% 2,539 1,766 409 312 31% 374 9% 1,442 1,068 Net Total Income 1,148 812 41% 1,029 12% 3,982 2,834 Operating Profit 560 383 46% 498 12% 1,940 1,331 Net Profit 247 178 39% 225 10% 867 635 Parameter Q4 FY19 Q4 FY18 Q3 FY 19 FY19 FY18 Other Income/Total Income 35.6% 38.4% 36.3% 36.2% 37.7% Cost/Income 51.2% 52.8% 51.6% 51.3% 53.0% Net Interest Margin 4.2% 4.0% 4.1% 4.1% 3.8% Credit Cost/Advances (bps)* 29 24 30 111 96 ROA 1.30% 1.25% 1.27% 1.27% 1.21% RoE 13.4% 10.9% 12.4% 12.2% 11.0% * Not Annualized apno ka bank | RBL Bank 17

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