Q4 2023 Financial Update
Credit portfolio and asset quality
Lending portfolio more sector-diverse than competitors'
Lending portfolio by industry 1
2023 Q2, total lending excl. banks, reversed repos and collateral margin
100%
30
50
80%
60%
40%
20%
0%
SEB
Peer 1
Peer 2
3
Peer 3
Peer 4
Peer 5
19
23
26
33
42
42
Sector
concentration
index²
A2011
-3
-1
-1
+9
+5
+10
1 Based on information from external reporting, best-estimate industry categorization
2 Measured as Herfindahl-Hirschmann index (100 = full concentration). Used as an indicator of credit concentration risk to industries/economic sectors by Swedish FSA.
3 Loans and financial commitments
Public Administration
Other
I Mining and quarrying
Hotels and restaurants
■Electricity, gas and water supply
Construction
Service activ., business, industry
■Agriculture, forestry and fishing
Wholesale and retail trade
Transport and storage
Holding & Investment Companies
Finance & Insurance
■Manufacturing
Real estate
Households
SEBView entire presentation