Investor Presentaiton

pnb Movement of NPA 3 SI. 1 NPA as at the beginning of Year 2 4 -Cash Recovery -Up-gradation -Write Off 5 Total Reduction (2+3+4) Parameters Mar'19 Dec'19 (Q4FY19) (Q3FY20) | (Q4FY20) Mar'20 FY19 FY20 77733 79458 76809 86620 78473 2518 5043 2922 12165 10782 1064 1601 1121 3633 1598 2981 3403 4308 12253 13365 6562 10047 8351 28051 25745 6 Fresh Addition 7302 7398 5020 19904 20751 -Fresh slippages 6710 6783 3850 16616 18235 -Debits in existing NPA A/cs 592 615 1170 3288 2516 Gross NPAs at end of the period 78473 76809 73479 78473 73479 8 Eligible Deductions incl. Provisions 48435 46290 46260 48435 46260 9 Net NPAS 30038 30519 27219 30038 27219 10 Recovery in written-off A/cs 545 1194 1006 1808 3095 3 Asset Quality Crore Page 34

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