First Quarter 2011 Earnings Report

International Banking: 2011 Outlook • • • • • Asset and revenue growth as outlook improves Stronger asset growth in Latin America and Asia Gradual improvement in other regions Margins stable Positive trend in credit quality in major regions Continued focus on investments to drive growth and expense management Integrations in Puerto Rico and Thailand going well Focus on organic growth and acquisitions in high growth markets Scotiabank Scotiabank Global Wealth Management 2011 Outlook Chris Hodgson Group Head, Global Wealth Management 23

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