Canadian Real Estate Secured Lending Portfolio Highlights
U.S. Personal Banking (USD)
TD
Highlights
U.S. Personal Banking 111 (Q2/22)
■ Gross impaired loans
decreased quarter-over-
quarter
Gross Loans
($B)
GIL
($MM)
GIL/Loans
(%)
Residential Mortgages
31.6
362
1.14
Home Equity Lines of Credit (HELOC)41
6.8
268
3.92
Indirect Auto
25.9
147
0.56
Credit Cards
12.8
143
1.11
Other Personal
0.6
4
0.79
Total U.S. Personal Banking (USD)
77.7
924
1.19
Change vs. Q1/22 (USD)
1.4
(30)
(0.06)
Foreign Exchange
22.0
260
n/a
Total U.S. Personal Banking (CAD)
99.7
1,184
1.19
U.S. Real Estate Secured Lending Portfolio 111
Indexed Loan to Value (LTV) Distribution and Refreshed FICO Scores 112
Current
Estimated LTV
Residential
Mortgages
1st Lien
HELOC
2nd Lien
HELOC
(%)
(%)
(%)
Total
(%)
>80%
6
1
4
5
61-80%
36
16
36
34
<=60%
58
83
60
61
Current FICO Score >700
92
91
89
92
60
60View entire presentation