Financial Health and Performance Overview slide image

Financial Health and Performance Overview

Leading Bank in the Americas Core markets: Canada, US, Mexico, Peru, Chile and Colombia FY23 HIGHLIGHTS 7th largest bank by assets¹ in the Americas Scotiabank FY23 YTD FY 2022 MEDIUM TERM FINANCIAL OBJECTIVES Reported Adjusted Reported Adjusted All-Bank Objectives Net Income ($Bn) 3.9 4.5 10.2 10.7 EPS Growth 7%+ EPS ($) 3.04 3.55 8.02 8.50 ROE² 14%+ Revenue ($Bn) 15.9 31.4 31.8 Operating Return on Equity² Positive 11.1% 12.9% 14.8% 15.7% Leverage Productivity Ratio² 56.8% 56.6% 54.4% 52.8% Strong Capital³ Levels Total Assets ($T) 1.37 1.35 CET1 Ratio³ 12.3% 11.5% LOANS MARKET SHARE 5 FY2022 EARNINGS BY MARKET7 Canada #3 C&CA-Other 4% U.S.A USA6 USMCA Top 10 FBO 4% 8% Pacific Mexico Peru #5 $9.9Bn Canada 22% #3 Alliance PAC 62% Countries Chile (PAC) #3 Colombia #6 1 Ranking by asset as at May 16, 2023, Bloomberg; 2 Refer to page 54 of the Management's Discussion & Analysis in the Bank's Second Quarter 2023 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (February 2023); 4 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Second Quarter 2023 Report to Shareholders, available on http://www.sedar.com; 5 Ranking based on market share in loans as of March 2023; except Canada as of January 2023 and Colombia as of February 2023; 6 Ranking by assets as of December 2022; 7Net income attributable to equity holders of the Bank for the 12 months ended October 31, 2022 4
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