Investor Presentaiton
ANZ 2023 Half Year Results
OVERVIEW - DELIVERING VALUE THROUGH DIVERSIFICATION
1.
Strong financial
performance
•
All 4 businesses contributing to revenue growth
Revenue contribution by division1, $b
•
Revenue uplift from volume and margin
•
Solid cost outcome, further productivity benefits
Considered risk
management
•
Substantial reshaping and de-risking
1.78
New Zealand
1.73
1.60
.
Net release in Individual Provisions
•
Increase in Collective Provision coverage
3.44
Institutional
2.79
2.56
Capital &
funding strength
•
100bps CET1 uplift from capital reform
1.81
Aus. Commercial
1.60
•
Well diversified deposit base across geographies
1.39
~80% of FY23 term wholesale funding target completed
2.98
3.17
3.30
Aus. Retail
Strong execution
•
Record half year profit
Clean results, little impact from one-off items
1H22
2H22
1H23
Excluding Pacific, Group Centre, gain on sale of Merchants business divestment (Australia Commercial recognised a gain in 1H22 with ANZ and Worldline forming a newly created merchant acquiring group) and loss on sale of financial planning
and advice business servicing the affluent customer segment (Australia Commercial recognised a loss in 1H22)
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