Malayan Banking Berhad Financial Analysis
Market Share Overview for Community Financial Services Malaysia
Market share
Loans
Dec-21
Mar-22 Jun-22 Sep-22 Dec-22
Total consumer
Auto (Retail Hire Purchase)
18.6%
30.2%
Total mortgage
*
14.7% 14.7%
18.6% 18.6%
30.3% 30.3%
14.7%
Credit cards **
20.3% 20.7%
21.0%
18.7% 18.7%
30.4% 30.4%
14.7% 14.8%
20.9% 21.1%
Deposits
Total deposits
***
17.9% 17.9%
18.2%
18.2%
18.0%
Total core retail deposits ^
18.2%
18.1%
18.3%
18.0%
18.0%
Retail CASA
Λ
25.8%
25.5%
25.7%
25.2% 25.0%
Retail savings ^
28.8% 28.5%
28.8%
28.3% 28.3%
Demand deposits
Λ
Retail fixed deposits ^
19.7% 19.2%
19.1%
18.7%
18.2%
13.1%
13.2%
13.4% 13.5%
13.8%
Note:
*
Channels
Internet banking - Subscriber base
38.7% 38.5%
38.1%
38.2%
37.8%
Mobile banking - Subscriber base
29.3% 29.6% 29.3%
28.7%
27.2%
Internet banking - Transaction Volume ^^
49.6%
49.5%
49.3%
49.5%
50.2%
Mobile banking - Transaction Volume
56.3%
54.7%
54.5%
54.0%
53.1%
Branch network
19.5%
19.5%
19.6%
19.6%
19.3%
**
Refers to housing, shophouse and other mortgage loans
Credit cards market share refer to receivables for
commercial banks
*** Total bank deposits inclusive of investment asset ("IA")
Σ Industry number from ABM, latest data as at Dec'22
^ Without IA. With IA, the market share as at Dec'22 for
Total Core Retail Deposits, Retail CASA, Retail Savings,
Demand Deposits and Retail Fixed Deposits are 18.0%,
26.8%, 28.3%, 24.0% and 14.3% respectively (against MBB
retail IA)
^^ Excluding non-financial transactions as per BNM
guidelines
42View entire presentation