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Fondeo Margen Financiero y Otros Ingresos GRUPO FINANCIERO BANORTE Cartera Stage1 + Stage 2 BanRegio y BanBajío Loan Book $million pesos Growth (YoY) Utilidad Indicadores 1,020,000 19.0% 920,000 820,000 14.0% 12.0% 720,000 9.0% 620,000 520,000 4.0% 7.0% 420,000 320,000 -1.0% 220,000 120,000 -6.0% sond f amjjasondefmamjja as sondefmamjjasondefmamjja 2.0% S 2021 2022 2023 2021 2022 2023 Santander Banregio Banorte Santander Banregio Banorte Ban Bajío Ban Bajío ----Sistema 2.8% 2.3% 1.8% 1.3% 0.8% NPL 16.0% 15.0% 14.0% 13.0% 12.0% 11.0% 10.0% 0.95% 9.0% 8.0% sondefmamjjasondefmamjjas 2021 2022 2023 Santander Banregio Banorte Ban Bajío ----Sistema Yield sondefmamjjasondefmamjjas 2022 2023 2021 Santander Ban Bajío Banregio Sistema Banorte 12,000 10,000 8,000 6,000 4,000 2,000 0 Notas 63 Market Share 15.1% sondefmamjjasondefmam jja 2021 2022 2023 Santander Banregio Banorte Ban Bajío Revenues $million pesos sondefmamjjasondefmamjjas 2021 2022 2023 Santander Banregio Banorte Ban Bajío

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