Fourth Quarter Investor Presentation

Execution Driving Financial Outperformance Versus Peers % Insured Deposits Peers at 2Q23 (1) Huntington CET1 + ACL 3Q23(1) NCO Since 4Q21(1) Adjusted ROTCE ex AOCI 3Q23(1) 70% Peer 6 Peer 7 Peer 1 Huntington 11.8% Peer 10 Top Quartile Peer 5 Peer 7 Huntington 0.14% Peer 5 Peer 3 Huntington 15.3% Peer 10 Peer 9 Peer 8 Peer 1 Peer 6 Peer 1 Peer 6 Peer 4 Peer 2 Peer 3 Peer 4 Peer 6 Peer 8 Peer 10 Peer 5 Peer 7 Peer 9 Peer 5 Peer 9 Peer 2 Peer 4 Peer 4 Peer 1 Peer 10 Peer 7 Peer 2 Peer 2 Peer 9 Peer 3 Peer 8 Peer 3 Peer 8 See notes on slide 60 2023 Fourth Quarter Investor Presentation | 10 Huntington

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