Investor Presentaiton

pnb MSME Lending portfolio Geographical Mix 12% 10% ■NORTH 20% 15% WEST ■SOUTH 63% 4% 3% 7% 5% Sectoral Mix ■Textile Iron & steel ■Gems & Jewellery 5% Infrastructure 2% Automobile 2% \1% 2% EAST 1% 20% 28% Bank has maximum exposure in Northern States of ■Manufacturing of CONSUMER DURABLES DRUGS & PHARMACEUTICALS Manufacturing of food items PLASTIC INDUSTRY Service & Others ■Manufacturing & Other Small Buisness Professionals India 1 Business Performance Crore Page 12

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