Sustainable Finance Framework 2022

Sustainable Finance Framework 2022 Introduction Introduction Rationale for Framework Alignment Use of Proceeds Management of Proceeds Reporting Verification Evaluation and Selection Review Disclaimer Our History We are the first cooperative financial institution in Brazil. Since 1902, we have been applying cooperative standards across all our businesses, seeking to meet the needs of our members and contribute to the construction of a more prosperous society. By doing that we aim to foster a more transparent, engaged, and democratic society. Our mission is to be a cooperative system, valuing relationships and offering financial solutions to add income and contribute to improving the quality of life of members and Society. Our business is based on six main pillars that express our values, namely: (i) preserving the business cooperative nature, (ii) respecting the individuality of each member, (iii) valuing people and fostering their development, (iv) preserving the institution as a system, (v) respecting official and internal norms and (vi) focusing on management effectiveness and transparency. We have more than 5.5 million members distributed across all 26 states and the Federal District. Our business consists of raising funds from members and lending them to members of the same regions, ensuring that funds remain locally distributed while encouraging sustainable development, generating a virtuous cycle. Altogether, we are over 100 credit unions organized as a national system and operating autonomously, to ensure security and solidity to our members. Each credit union is affiliated with one of our five cooperative centrals, all of which are shareholders of SicrediPar, a holding company that coordinates our strategic decisions. We also have specialized entities that carry out our activities: The Sicredi Confederation, Guarantor Fund Sicredi, Sicredi Foundation, Sicredi Cooperative Bank and its subsidiaries - the Assets Administrator, the Consortium Administrator, and the Insurance Brokerage, located in Porto Alegre (RS), at the Sicredi Administrative Center (CAS). We continue our expansion plan in Brazil, reaching over 2.200 branches in more than 1.600 municipalities. With this, we have opened new branches in the states of Amapá, Espirito Santo and Roraima. One important aspect is that Sicredi is the only financial institution physically present in more than 200 municipalities throughout the country. 3

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