Investor Presentaiton
Dec-13
Feb-14
Apr-14
Jun-14
Aug-14
Oct-14
Consistent earnings performance throughout the years
Trends
KSE 100 Index and UBL's share price
300
280
260
240
220
200
180
160
140
120
100
Max 2019: Rs. 158.82
Equity and Book Values
55
Rs in bln
50
50
45
45
8
35
68 79
92
92
30
56
75
65
25
25
Cons. Equity Sep'19 - Rs. 185 bln
Cons. Book value Sep '19 - Rs. 151 pershare
152
159
165
55
151
142
126
101
0]
100
135
130
124
35
116
103
20
82
124
224
Dec-14
Feb-15
Apr-15
Jun-15
Aug-15
Oct-15
Dec-15
Feb-16
Apr-16
Jun-16
Aug-16
Oct-16
Dec-16
Feb-17
Apr-17
Jun-17
Aug-17
Oct-17
Dec-17
Feb-18
Apr-18
Jun-18
Aug-18
Oct-18
Dec-18
Feb-19
Apr-19
Jun-19
Aug-19
Dividend Payout
-UBL's share price
-KSE 100 Index
* Payout for 2018 is computed on normalized PAT excluding the effect of one-off pension cost
EPS & Price Earnings Ratio
2010 2011 2012 2013 2014 2015 2016 2017
Total Equity-St.
2018 Sep 19
BV Per share - St.
20.0
25.0
140%
100%
90%
16.4
20.1
120%
100%
65.8% 64.2% 61.9% 57.4%
63.2% 69.3%
80%
68.0%
59.2% 58.2%
70%
12.8
15.3
54.8%
e
60%
80%
50%
130% 130% 130%
60%
9.2
10.4
115%
110%
40%
100%
40%
85%
75%
80%
30%
20%
5.6
5.6
50%
20%
10%
0%
0%
2.0
0.7
Dec'10
2010 2011 2012 2013 2014 2015 2016 2017 2018 9M'19
Cash Dividend
Dividend Payout Ratio
Dec'11 Dec'12 Dec'13
Dec'14. Dec'15
Dec'16 Dec'17
EPS
9.1
12.7
14.7
15.2
17.9
21.0
22.7
20.6
Dec'18
12.4
PE
7.5
4.1
5.7
8.7
9.9
7.4
10.5
9.1
9.9
UBL Performance Overview - 9M 2019
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