Investor Presentaiton

Some 2019 Rural Development Goals • Utilize our projects to fight the opioid epidemic Increase assistance to distressed communities Modernize rural homes and businesses with energy efficiency Deliver Broadband Pilot Program for rural areas lacking service Maximize Rural Water Works for modern water systems • Increase leverage of guaranteed loans into RBS projects by 1% • Achieve B&I and REAP delinquency rate of not more than 4% Achieve Multi-Family Housing delinquency rate for reach state of less than 2% • Maintain 3% or less delinquency rate for Single Family Housing program • Increase Community Facilities applications for rural transportation 12

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