Financial Performance and Remediation Update

NON RETAIL INDUSTRY SECTOR ANALYSIS NON RETAIL EAD BY INDUSTRY¹- $584BN % Non performing² Mar 21 Sep 21 Finance & insurance 37% 0.03% 0.02% Commercial property 13% 0.43% 0.34% Govt & public utilities 11% 0.00% 0.00% Agri, forestry & fishing 9% 0.89% 0.56% Transport & storage 5% 0.67% 0.54% Other inc Health, Education, Community 4% 0.60% 0.43% Includes assets Business & property services 4% supporting the Group's LCR 0.97% 0.97% Manufacturing 3% 0.54% 0.65% Wholesale trade 3% 0.42% 0.29% Utilities 3% 0.01% 0.01% Retail Trade 2% 1.71% 1.24% 1.19% 0.93% Construction 2% 1.38% 1.24% Accomodation & Hospitality 2% 0.42% 0.16% Mining 2% (1) Industry classifications are aligned to those disclosed in the 30 September 2021 Pillar 3 report - Table 5.1D (2) Non performing reflects exposures which are 90+ DPD or Impaired 78 National Australia Bank

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