HLB FY2022 Financial Highlights

Profit & Loss Strong underlying performance on the back of top-line growth and robust associates contribution Profit After Tax RM'mil 2,861 308 178 21 295 491 Hong Leong Bank 3,599 Incremental tax impact } to profitability 467 3,289 PAT FY2021 Net Interest Non Interest Income Income Opex Loan & Other Associates Impairment Contribution Allowances Tax PAT FY2022 Adjusted PAT FY2022 Additional tax expense Improved top-line performance attributable to solid loan growth and effective funding cost management Lower impairment allowances mainly due to improved asset quality metrics Robust growth in associates contribution • Commendable performance with a strong underlying profit after tax RM'mil Total income Operating expenses FY2021 FY2022 Change % (YoY) . 5,467 5,597 2.4% (2,078) (2,098) 1.0% Operating profit before allowances 3,389 3,499 3.2% Allowances for loans and other impairments (654) (163) -75.1% Profit before associates contribution 2,735 3,336 22.0% • Share of profits from associates 736 1,030 40.0% Profit before tax 3,471 4,367 25.8% Profit after tax 2,861 3,289 15.0% Underlying profit after tax* 2,861 3,599 25.8% Note:* Excluding one-off tax provision of RM310 mil as at FY2022 for "Cukai Makmur" as announced in the Budget 2022 HLB FY2022 ended 30 June 2022 7

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