3Q 2022 Investor Presentation

Segmental Performance - Investments & Brokerage Modest income growth and lower expenses driving strong net income growth in 9M 2022 SAR (mn) 9M 2022 9M 2021 A% 3Q 2022 3Q 2021 A% Assets Under Management (SARbn) -4% 76.4 76.3 73.1 24 -8% Income from investments and financing, net 68 68 +0% 22 22 Fees from services & other income 462 430 +7% 142 122 +16% مصرف الإنماء alinma bank 77.5 73.5 Total operating income 530 498 +6% 164 147 +12% Total operating expenses 195 174 +12% 10 70 60 60 +17% 3Q 21 4Q 21 Income before Zakat 357 324 +10% 110 86 +28% QoQ +4% 1Q 22 -0% 2Q 22 3Q 22 +2% -5% Brokerage Trading Income (SARmn) -33% 99.1 66.0 Brokerage Trading Values (SARbn) 117.8 -30% 82.9 Management Commentary ■ Investment and brokerage (I&B) operating income rose by 6% YoY to SAR 530mn from modest growth in non-funded income. ■ I&B net income increased 10% YoY from higher income despite a 12% increase in expenses. 9M 21 9M 22 9M 21 9M 22 3Q 2022 INVESTOR PRESENTATION ☐ Brokerage trading income and brokerage trading values for 9M 2022 declined by 33% and 30% respectively YoY, while AUM increased by 0.5% YoY. 42/50

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