4th Quarter 2023 Highlights

OLD REPUBLIC General Insurance - Differentiation The General Insurance Segment's specialty business model includes over 70 years of Risk Management expertise serving large customers and group clients The Product ☐ Customers share in underwriting risk Key Loss Sensitive Structures: Retrospective rated programs Large deductibles ■ Captives Self-insured retentions □ Old Republic provides administrative & underwriting services that are difficult to replicate ☐ Credit exposure managed through collateralization of risk The Result ✓ High (90%+) customer retention ✓ Less commoditized ✓ Less cyclical ✓ Consistent growth ✓ Financial alignment with insureds Driving Risk Management Expertise 70% of workers' compensation premium is loss sensitive BITCO INSURANCE COMPANIES GREAT WEST CASUALTY COMPANY OLD REPUBLIC RISK MANAGEMENT OLD REPUBLIC SPECIALTY INSURANCE UNDERWRITERS, INC. PMA COMPANIES 11

View entire presentation