Operational Levers to Enhance Profitability
Management team focused on further improving profitability
•
•
Operating performance
BAU cost control
Outperform in integrations &
restructurings
New cost paradigm in Europe:
high potential for new
efficiencies
.
Accelerate digitisation
Digitisation driving higher
customer satisfaction & market
share gains
Expected revenue growth above
peers & high structural growth
in LatAm
• New revenue pools: new
ventures & global businesses
•
Capital allocation
Natural reweighting towards
more profitable businesses
• Improve pricing: minimum
profitability thresholds
Monitor & actively manage
unprofitable portfolios
•
Further alignment of senior management remuneration with capital & profitability goals
Santander
Profitability - capital - dividends virtuous circle
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