Better Results Presentation Deck

Q3 2023 Balance Sheet Well Funded for Future Key Highlights ● Closed a 2.5-year-long SPAC process with Better now publicly listed after raising approximately $565 million of capital ● ● Included $528 million of convertible notes with a 5-year maturity and 1% annual interest (cash or PIK at Company option) Better No current plan or need to raise additional capital in near-term We retain strong relationships with our warehouse financing counterparties to manage mortgage working capital even in a low-volume environment Statistics as of September 30, 2023 $584 million Cash and short-term investments¹ Three Warehouse Facilities 1. Includes $527 million Cash and Cash Equivalents, $28 million Restricted Cash, $30 million Short Term Investment as of September 30, 2023 2. Compared to $110 million Cash and Cash Equivalents, $25 million Restricted Cash, $33 million Short Term Investment as of June 30, 2022 3. Warehouse capacity credit available for funding at September 30, 2023 Well Capitalized and Positioned for the Future 248% increase Cash and short-term investments vs. Q2'23² $424 million Total Warehouse Capacity³ 12

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