Investor Presentation - Q2 2021

Appendix: Selected Financial Data - Funding profile Structure of mBank Group's funding as of 30.06.2021 Summary of mBank's long-term funding instruments as of 30.06.2021 Other Subordinated liabilities 3.7% EMTN bonds 1.4% Covered bonds & 3.4% other securities issued 3.8% 58.7% Due to banks 1.6% Nominal value Currency Issue date Maturity date Tenor Coupon Retail Issues under Euro Medium Term Note (EMTN) Programme deposits 500 M EUR 26.11.2014 26.11.2021 7.0 Y 2.000% 200 M CHF 28.03.2017 28.03.2023 6.0 Y 1.005% 180 M CHF 07.06.2018 07.06.2022 4.ΟΥ 0.565% 500 M EUR 05.09.2018 05.09.2022 4.ΟΥ 1.058% 27.4% Corporate deposits --- 125 M CHF 05.04.2019 04.10.2024 5.5 Y 1.0183% 86.1% Subordinated loan and bonds 250 M CHF 21.03.2018 21.03.2028 10.0 Y Summary of mBank's ratings as of 30.06.2021 750 M PLN 17.12.2014 17.01.2025 10.1 Y 550 M PLN 09.10.2018 10.10.2028 10.0 Y Fitch Ratings S&P Global Ratings 200 M PLN 09.10.2018 10.10.2030 12.0 Y LIBOR3M +2.75% WIBOR6M +2.10% WIBOR6M +1.80% WIBOR6M +1.95% Long-term rating BBB- BBB Loans and advances received Outlook Watch Negative Negative 113 M CHF 04.09.2017 04.09.2025 8.0 Y Short-term rating F3 A-2 176 M CHF 30.07.2018 30.07.2025 7.0 Y Viability rating / SACP bbb- bbb 138 M CHF 02.08.2019 02.08.2027 8.0 Y Investor Presentation - Q2 2021 Note: The table does not include covered bonds issued by mBank Hipoteczny. 37 52

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