Visa Investor Day

Client volume under contract Multi-year contracts are now the norm... resulting in higher incentive levels over time Issuer PV Under Multi-Year Contract - Q2 FY 2013 $ BILLIONS US VISA MULTI-YEAR PV % OF TOTAL PV % RENEWING FY 2014 $466 88% 3% ROW $436 88% 12% Total 64 | Visa Investor Day $902 88% 7%

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