FY 2022 Investor Presentation

FY 2022 Investor Presentation Group Overview | Operating Environment | Financial Performance | Appendices 36.4% growth in balance sheet to KShs 1.55 trillion driven by strong loan growth across all our businesses and the full consolidation of TMB's balance sheet into the Group's results. Funding 35.6% Customer deposits: 1,135 16.6% Equity: 200 69.4% Borrowings: 64 69.3% Other liabilities: 155 17 For People. For Better. Closer. Connected. Courageous. Utilization Net loans: 863 27.8% Govt securities: 295 6.9% Short term funds*: 255 ^ 159.3% Other assets: 141 56.8% *Cash and balances due from Central Bank, local and foreign banking institutions KCB Amounts in KShs Billion

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