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Amundi Investor Presentation

Solid results - Revenues affected by the market downturn (Q3 2020 vs. Q3 2019) FINANCIAL REVIEW Q3 9M - - - Significant decrease in operating expenses (-3.8% in Q3 2020 vs. Q3 2019), despite the consolidation of Sabadell AM Improved cost/income ratio of 51.2% in Q3 2020, at the same level as Q3 2019 and one of the best in the industry Adjusted net income up +2.3% yoy to €235m Adjusted net income of €674m, virtually stable excluding financial income (impacted by the market downturn) Adjusted net income¹, Group share (Єm) 735 -8.3% vs. 9M 2019 9M-19 674 9M-20 1. Adjusted data: excluding amortisation of distribution contracts. 26 Amundi Investor presentation | November 2020 +2.3% vs. Q3 2019 274 230 233 235 206 Q3-19 Q4-19 Q1-20 Q2-20 Q3-20 Amundi CRÉDIT AGRICOLE GROUP
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