Investor Presentation Q3 2020

Revenue Growth: GWM and GBM Global Wealth Management Flat Y/Y1 Global Banking and Markets 2,3 +43% Y/Y 1,460 1,545 1,136 1,127 1,135 -25% +119% 190 156 143 Y/Y1 654 Y/Y 1,084 708 298 +25% 234 43 Y/Y +10% Y/Y 709 657 599 +5% 187 946 971 992 Y/Y Q3/19 Q2/20 Q3/20 Q3/19 Q2/20 Q3/20 Business banking Global Equities Canada International FICC Divestitures & slowdown in International operations offset by higher iTRADE brokerage fees Another strong trading quarter 1 Global Wealth Management revenue up 2% and International Wealth Management revenue down 14% excluding the impact of divestitures 2 GBM LatAm revenue contribution and assets are reported in International Banking's results 3 Adjusting for the derivative valuation adjustment and the additional forward-looking economic scenario 32 32

View entire presentation