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Investor Presentaiton

Erste bank consolidated P&L ESB Group HRK mn 31.12.2016. 31.12.2017. 30.6.2017. 30.6.2018. 1. Interest income 2. Interest expense 3. Net interest income (048-049) 4. Fees and comissions income 2.911 2.624 1.332 1.258 851 553 303 203 2.060 2.071 1.029 1.055 865 937 429 453 5. Fees and comissions expense 202 222 98 111 6. Net fees and comissions income (051-052) 663 715 331 342 8. Gains/losses from trading activities 91 37 17 11 10. Gains/losses from assets which are not traded, but are designated at fair value through profit or loss 0 0 0 4 11. Gains/losses from activities related to assets available for sale 65 5 1 14. Gains from investment in subsidaries, associates and joint ventures 15. Income from other equity instruments 0 0 10 11 0 6 165 27 -9 15 16. Gains/losses from foreign exchange 131 162 89 112 17. Other income 519 490 220 184 18. Other expenses 278 290 161 151 19. General administrative expenses and amortization 1.532 1.596 767 785 20. Profit (loss) from operations before impairment and provisions for losses (050+053 do 064-065-066) 1.729 1.605 764 804 21. Impairment and provisions for losses 516 966 716 58 22. PROFIT/LOSS BEFORE TAXES (067-068) 1.213 640 48 745 23. INCOME TAX EXPENSE 24. PROFIT/LOSS FOR THE PERIOD (069-070) ERSTEŚ Bank 300 183 24 150 913 457 25 596 25
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