Investor Presentaiton

Key Information and Contact Details Contacts Investor Relations & ESG Tel: +35722122239, Email: [email protected] Annita Pavlou Manager Investor Relations & ESG Tel: +357 22 122740, Email: [email protected] Elena Hadjikyriacou ([email protected]) Marina loannou ([email protected]) Andri Rousou ([email protected]) Stephanie Koumera ([email protected]) Executive Director Finance & Legacy Eliza Livadiotou, Tel: +35722 122128, Email: [email protected] Credit Ratings Standard & Poor's Global Ratings: Long-term Issuer Credit Rating: Affirmed at "B+" on 7 February 2022 (positive outlook) Short-term Issuer Credit Rating: Affirmed at "B" on 7 February 2022 Long-term Resolution Counterparty Rating: Affirmed at "BB" on 7 February 2022 Short-term Resolution Counterparty Rating: Affirmed at "B" on 7 February 2022 Fitch Ratings: Long-term Issuer Default Rating: Affirmed at "B-" on 14 December 2021 (positive outlook) Short-term Issuer Default Rating: Affirmed at "B" on 14 December 2021 Viability Rating: Affirmed at "b-" on 14 December 2021 Moody's Investors Service: Long-term Deposit Rating: Upgraded to "Ba3" on 15 December 2021 (positive outlook) Short-term Deposit Rating: Affirmed at "Not Prime" on 15 December 2021 Baseline Credit Assessment: Upgraded to "b2" on 15 December 2021 Counterparty Risk Assessment: Upgraded to "Ba2(cr)"/ Affirmed at "Not-Prime (cr)" on 15 December 2021 Local and foreign currency long-term Counterparty Risk Rating: Upgraded to "Ba2" on 15 December 2021 Local and foreign currency short-term Counterparty Risk Rating: Affirmed at "Not-Prime" on 15 December 2021 Visit our website at: www.bankofcyprus.com Listing: LSE - BOCH, CSE - BOCH/TPKH, ISIN IE00BD5B1Y92 49 49

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