Investor Presentaiton

Strong Earnings from All Business Lines (net income, $ millions) 1,724 1,851 1,186 1,315 787 1,451 2008 2009 3,547 3,140 Canadian International Scotia Other All-Bank Banking Banking Capital (557) (1,070) Scotiabank Met 2009 Targets EPS Growth ROE 2009 vs. 2008 Target 8.5% VS. 7-12% 16.7% VS. 16-20% Productivity Ratio 53.7% VS. <58% Scotiabank 5 6

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