Investor Presentation | Fourth Quarter 2023
Office RE Collateral
➤ CRE loans secured
by office collateral
represents 9.6% of
total Loan Portfolio
Commitments.
California Office Secured by Region
Bay Area
Santa Rosa
Chic
Reno
Sacramento
San Jose
Salinas
Santa Maria
Fresno
CALIFORNIA
Bakersfield
TCBK Community
Loan Count
Commitments
Banking Regions
Central Valley
302
Bay Area
121
Sacramento Valley
175
$ 331,917,917
177,180,724
165,769,178
Net Book Balance
Net Book Balance
(Avg)
$ 305,701,666 $
166,146,827
1,002,301
Wtd Avg
LTV
60.4%
1,373,114
50.8%
157,622,703
900,701
60.0%
Chico
124
78,903,894
76,318,105
615,469
63.2%
Southern
31
53,168,340
49,127,431
1,584,756
59.8%
Northern
55
22,558,533
19,911,868
362,034
60.9%
Outside CA
17
21,753,355
21,690,628
1,275,919
51.8%
Total
828
$851,251,941
$796,519,229
$961,980
58.3%
Regions by Collateral Code
Regions by Occupancy Type
MEDICAL/DENTAL OFFICE
Non Owner Occ
MIXED USE - OFFICE
Owner Occ
OFFICE BUILDING
Reno
NEVADA
Chico
Reno
Central Valley
Chico
Northern
Sacramento Valley
Sacramento
Santa Rosa
Southern
Ventura
Los Angeles
Leng Beach
Las Vegas
San Diego
Mexicali
Jose
Salinas
Fresno
CALIFORNIA
Bakersfield
Santa Maria
Los Angeles
eng Beach
Las Vegas
San Diego
Mexicali
Graph circle size represent total loan Commitments in the Region; regional assignment based upon zip code of collateral
21
Investor Presentation | Fourth Quarter 2023
Sacramento
Santa Rosa
Sant Sancisco
San Jose
Fresno
Salinas
Santa Maria
CALIFORNIA
Ventura
Bakersfield
Los Angeles
Le Beach
4
San Diego
Las Vegas
Mexicali
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