H1 FY23 Financial Performance
Payments Business - Supplementary Information (cont.)
3. Payments Card Mix (Tyro core only):
FY20 to H1 FY23
Period prior to the
impact of COVID-19
5.0%
Proportion of
4.2%
International
3.4%
Transaction Vaue
COVID-19 lockdown impacted period
tyro
Absence of COVID-19 lockdowns
1.8%
1.7%
1.4%
1.7%
1.9%
2.8%
2.6%
2.3%
1.9%
2.0%
…………………..............
1.0%
1.1%
0.8%
0.8%
0.7%
0.8%
0.8%
0.8%
0.9%
0.8%
0.7%
0.7%
0.7%
0.7%
0.7%
0.7%
0.7%
0.6%
0.6%
0.6%
0.6%
0.5%
0.5%
63%
63%
63%
62%
62%
62%
62%
62%
62%
Proportion of
61%
61%
61%
61%
60%
60%
60%
61%
60%
60%
60%
61%
60%
60%
60%
59%
Debit Card
58%
Transaction Vaue 57%
57%
60%
61%
60%
60%
60%
59%
57%
57%
Jan
2020
Feb
2020
Mar
2020
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2020
2020
2020
2020
2020
2020
2020
2020
Dec
2020
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
2021
2021
2021
2021
2021
2021
2021
2021
2021
2021
2021
2022
2022
2022
2022
2022
2022
2022
2022
2022
2022
2022
2022
4. Breakdown of Pricing Structure (Tyro core only):
By Transaction Value
H1 FY23
By Merchant Numbers
H1 FY22
H1 FY22
H1 FY23
Cost +
44%
44%
11,994
11,503
Blended/normalised
56%
56%
38,173
31,815
22
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