Consolidated Financial Performance and Improved Deposit Profile

Well Diversified Loan Book FY19 are not comparable 186,394 due to reclassification of BBG & MFI Loan Book (Rs crs) 206,783 207,128 212,595 44% 61% 39% 56% FY19 FY20 Consumer Finance Division 42% 43% Corporate & Commercial Banking Consumer Finance (Rs crs) Mar-21 58% 57% Vehicle Loans Comm. Vehicle Loans 61,313 29% 23,600 11% Dec-20 Mar-21 Utility Vehicle Loans 4,988 2% Small CV 3,411 2% Small Corporates 2% Two Wheeler Loans 5,644 3% Car Loans 7,946 4% Tractor 6,653 3% Vehicle Finance 29% Equipment Financing Non-Vehicle Loans Business Banking Loan Against Property Credit Card 9,071 33,881 16% 11,772 5% 4% Non Vehicle Retail 16% BL, PL, AHL, Others Microfinance Total Advances 9,003 4% 4,536 8,570 5% 26,383 12% 121,577 57% 2% (Rs crs) Corporate Mar-21 Banking Large 42,297 20% Corporates Mid Size Corporates 20% Mid size 42,424 20% Corporates Small 6,297 3% Corporates Total Advances 91,018 43% Large Corporates 21% Microfinance 12% 201 IndusInd Bank

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