Investor Presentaiton

Operational snapshot A strong and diversified base for growth 2014 DPW by Business Line 2014 DPW by Geography 2014 DPW by Distribution Channel 32% 18% 46% 22% Personal Auto ■Personal Property ■Commercial Lines Excluding pools, as of December 31, 2014 Intact Financial Corporation 13% 42% 27% 12% 7% 81% ■ Ontario ■ Quebec ■ Alberta ■Rest of Canada ■Intact Insurance ■BrokerLink Direct to consumer [3]

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