Investor Presentaiton
Funding structure is well-balanced
Liability structure
Well diversified international borrowings
Other
liabilities GEL
Total Liabilities
GEL 3,541 mln
163 mln, 4.6%
Borrowings
GEL 672 mln,
19.0%
Other amounts
due to credit
institutions
GEL 82 mln,
2.3%
Promissory
Notes,
GEL 183 mln,
5.2%
Client
deposits, GEL
2,442 mln,
69.0%
Borrowed funds maturity breakdown
Subordinated
loans callable in
August 2012
US$ mln
250
5.0%
3.9%
200
4.0%
3.4%
150
3.0%
107
93
2.3%
100
1.8%
1.8%
64
72
35
1.6%
49
1.8% 2.0%
50
0.8%
50
1.0%
50
58
36
48
43
40
50
23
0
14
0.0%
2012
2013
2014
2015
2016
2017
2018 2019
Senior Loans (principal)
Promissory Notes
Subordinated loans
% to Total Assets**
* Converted at US$/GEL exchange rate of 1.66 as of 31 March 2012
** Total Assets as of 31 March 2012
BANK OF GEORGIA
www.bogh.co.uk
www.bankofgeorgia.ge/ir
Other, GEL
95 mln,
14.1%
IFIS, GEL 577 mln,
85.9%
European Bank
for Reconstruction and Development
DEG
KFW-GRUPPE
IFC
FMO
Finance for Development
OPIC
ADB
World Business
Capital
Financing Business Across Borders
Amounts due to credit institutions
The Bank has a well-balanced funding structure with 74% of total
liabilities coming from customer funds and 16% from International
Financial Institutions (IFIs) as of 31 March 2012
The Bank has also been able to secure favorable financing from
reputable international commercial sources, as well as IFIs, such as
EBRD, IFC, DEG, Asian Development Bank, etc.
As of 31 December 2011, US$62.5 mln undrawn facilities from IFIS
with five to six year maturities
May 2012
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