Highlights From the FINRA Foundation National Financial Capability Study

Endnotes Financial Capability in the United States 1. Adapted from Lusardi, A., Oggero, N., & Yakoboski, P. J. (2017). The TIAA Institute-GFLEC Personal Finance Index: A New Measure of Financial Literacy. TIAA Institute. 2. Unless otherwise noted, the base for all figures is the total sample. 3. Question added to the NFCS in 2012; data for 2009 not available. 4. For demographic breakdowns and other sub-samples shown in this report, each sub-sample consists of at least 200 respondents. 5. The 2021 State-by-State Survey includes oversamples for California and Oregon. < 19 > Highlights From the FINRA Foundation National Financial Capability Study

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