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Investor Presentaiton

Back to Table of Contents SEC1: Securitization exposures in the banking book (1) (2) a a b C e f g i j k (in $ millions) Bank acts as Originator Bank acts as Sponsor (3) Bank acts as Investor (4) Traditional Traditional Synthetic Sub-total Traditional Synthetic Sub-total Traditional Synthetic Sub-total Q4 2022 Basel III Retail (total) 191 8 199 14,731 14,731 2,988 2,988 1 - of which 2 Residential Mortgage (5) 3 Credit Card 4 Consumer Receivables 5 Auto Loans/Leases Wholesale (total) 6 7 - of which Trade Receivables Diversified Asset-Backed 2,550 2,550 463 463 1,825 1,825 2,520 2,520 193 193 191 8 199 9,198 9,198 970 970 8,380 8,380 1,245 1,245 4,859 4,859 8 Securities 9 Auto Wholesale/Rentals 10 Other Wholesale 11 Re-Securitization 1,387 1,387 481 481 2,134 2,134 715 715 49 49 Q3 2022 Basel III Retail (total) 1 - of which 2 Residential Mortgage (5) 3 Credit Card 4 Consumer Receivables 5 Auto Loans/Leases 6 7 Wholesale (total) - of which Trade Receivables Diversified Asset-Backed 8 Securities 9 Auto Wholesale/Rentals 10 Other Wholesale 11 Re-Securitization 221 9 230 13,562 13,562 2,985 2,985 2,550 2,550 435 435 1,825 1,825 2,342 2,342 244 244 221 9 230 8,235 8,235 916 916 6,699 6,699 943 943 3,425 3,425 (1) Retained positions where the Bank acts as an originator and has achieved significant and effective risk transfer. 1,409 1,409 251 1,865 1,865 646 251 646 46 46 (2) Retained positions where the Bank acts as an originator and has not achieved significant and effective risk transfer. (3) Retained positions where the Bank acts as sponsor include exposures to commercial paper conduits to which the bank provides liquidity facilities. (4) Retained positions where the Bank acts as an investor are the investment positions purchased in third-party deals. (5) Excludes mortgage-backed securities that do not involve the tranching of credit risk (e.g. NHA MBS) which are not considered securitizations as per OSFI Capital Adequacy Requirements Guideline, Chapter 6, paragraph 3. Scotiabank Supplementary Regulatory Capital Disclosure Page 71 of 88
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