New Business Organisation

BNP PARIBAS 2005 Outstanding Loans €mn Italy A Growth Driver for IRFS 2002-05 New Loans Growth 2005 Pre-Tax ROE CAGR, % % Findomestic * 8,362 11.1 Banca UCB BANCA 2,242 Una società di BNP PARIBAS BNP PARIBAS LEASE GROUP ARVAL A BNP PARIBAS company BNL * Grupp BNP PARIBAS 32.9 31 42 1,114 16.0 41 91,760 vehicles 14.6 ** 67 Findomestic 50/50 JV with Cassa di Risparmio di Firenze ** Number of vehicles International Retail Banking and Financial Services 105

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