Fiscal 2023 Financial Performance

Business Banking Loans in $Bn CANADIAN BANKING COMMERCIAL 1 INTERNATIONAL BANKING COMMERCIAL & CORPORATE 1 $Bn and Constant Dollar Basis² 81 50 84 52 62 +11% 86 98 (1%) 88 90 98 97 95 40 62 +9% 55 53 56 99 52 31 32 33 35 35 35 +14% 39 58 59 40 40 57 40 96 57 40 in $Bn GLOBAL BANKING AND MARKETS 1 0% 132 132 94 126 123 123 18 20 0 20 17 221 +22% 56 56 (1%) 40 40 39 39 (1%) 113 112 105 106 102 (3%) Investment Grade³ 38% Q4/22 Q1/23 Q2/23 Q3/23 Q4/23 38% 39% 40% 39% Q4/22 Q1/23 Q2/23 Q3/23 Q4/23 Q4/22 Q1/23 Q2/23 Q3/23 Q4/23 41% 41% 41% 41% 41% 86% 86% 85% 84% 83% Non- Investment Grade³ 62% 62% 61% 60% 61% 59% 59% 59% 59% 59% 14% 14% 15% 16% 17% Investment Grade Non-Investment Grade4 1 All percentage changes are Y/Y; Represents Average Loans Outstanding (Business and government loans and acceptances); May not add due to rounding 2 See non-GAAP reconciliations beginning on slide 43 3 Refer to T33 in the Bank's 2023 Annual Report (Page 65) for mapping internal ratings scale to external rating agencies 4 Non-Investment grade includes non-investment grade, watch-list and default exposure 28

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