Government Measures to Mitigate Covid-19 Risk
2020 APBN SUPPORTS MSMES SURVIVALS THROUGH VARIOUS
ASSISTANCE PROGRAMS
The government spends IDR112.44T to support
the sustainability of MSMEs through interest
subsidies, credit distribution through fund
placement, Micro Business President Assistance
(BPUM), Final Income Tax exemption and
investment financing through LPDB.
37 million MSMEs received at least one
government aid.
Debtors who receive interest subsidies and
debt restructuring benefit from loosening cash
flows and reducing NPL risk.
Surveys conducted by LPEM-LD FEBUI, BRI
Institute, LIPI and ITB show that MSMEs can
survive thanks to government assistance.
Most of the beneficiaries used PEN funds for
working capital (buying raw materials).
BANK
Fund Placement
IDR66.75 T
Total Credit Rp315.51 T
For 4.7 million debtors
Interest subsidy
IDR12.83 T
For 19.1 million Debtors
Polo
Banpres for Micro
Business Actors
(BPUM) IDR28.8 T
Grant IDR 2.4 million /
business for 12 million
businesses
TAX
Final Income Tax for
UMKM IDRO.67 T
For 248,275 Tax Payers
GUARANTEE
Credit Guarantee
IDR2.09 T
Accumulated working
capital credit: IDR19.32 T
Total working capital
credit debtors: 923.67
Thousand
.
Lembaga Pengelola
Dana Bergulir-KUMKM
Solusi Pembiayaan hag UNKA den Kopers
Investment Financing
LPDB IDR 1.29 T
For 63 cooperative
partners
and 101,011 MSMEs
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