Ameriabank COVID-19 Response and Financial Highlights

Λ Assets of AMD 885 B Liabilities of AMD 780 B 2020 Q2 Achievements 1st 2nd 226 a leader Loans* of AMD 597 B per 2020 Q2 results 2nd Equity of AMD 106 B 1st Profit of AMD 4.6 B 3rd S&P re-affirms Ameriabank's 'B+' Rating with Stable Outlook. Moody's re-affirmed Ameriabank's Ba3 long-term local currency deposit rating with a stable outlook. The offloading ratio reached 88% with online banking penetration rate of 43%. S&P Global Ratings MOODY'S Board renewal with three new Independent NEDS joining the Board - Kaha Kiknavelidze, Richard Ogdon and Tigran Davtyan; replacing Resigning Board members - Ruben Vardanyan, Noubar Afeyan and Pierre Gurdjian. * net of impairment allowances and including TF 5

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