ALM Strategy and Insurance Market Opportunities
Diversified distribution enabled by multiple levers
Proprietary¹
Banks, NBFCs, SFBS and Other CAS
2L+ Agents
HDFC BANK
YES
BANK
Saraswat Bank
483 Branches
48 Digital Branches²
The Sam Co-operative Bark L. (Scheduled Bark
www.hdfclife.com
HDFC Life App
Brokers, Aggregators &
New Ecosystems
HDFC securities turtlemint
MOTILAL OSWAL
Investment Services
BLUECHIP
EXPERT ADVICE. EASY INVESTING
policy bazaar
Compare. Buy. Save.
com
PhonePe
6 Bajaj Capital ICICI Securities
JUJJIVAN
ULJIVAN SMALL FINANCE BANK
b RBL BANK
Utkarsh Small Finance Bank
Aapki Ummeed Ka Khaata
DCB BANK
HDB
Fullerton
India
AVANSE
AU
IDFC FIRST
Bank
AU SMALL
FINANCE
BANK
FINANCIAL
Payments
Bank
(একটি সরকারী সংস্থ
Aavas
FINANCIERS LTD
SAPNE AAPKE, SAATH HAMAARA
AXIS BANK
Bandhan
Bank
StockHolding®
FINANCIAL
SERVICES
Π
sf
SUNDARAM FINANCE
Enduring values. New age thinking.
#UNITY
muthööt
MICROFIN
<> HDFC SALES
পশ্চিম বঙ্গ গ্রামীন ব্যাঙ্ক
Paschim Banga Gramin Bank
(A Government Enterprise)
ŠAVE
Inclusion.Growth.Prosperity
equitas
Equitas Small Finance Bank
BAJAJ FINANCE LIMITED
THE COSMOS CO-OP. BANK LTD
(Multistate Scheduled Bank)
Enriching Life!
H
HeroFinCorp.
B
IIFL HOME LOAN
SHRIRAM
HOUSING FINANCE
HOUSING
nabfins
SOUTH
INDIAN Bank
pnb Housing
Finance Limited
W
ASIRVAD
TATA Motorsfinance
driven by trust
1.
2.
14
3.
Proprietary channels include Agency, Direct and Online
Digital Branches: Virtual branch for servicing customer requests remotely through dedicated app and webpage
Based on 12MFY23
Proprietary¹
Brokers and
aggregators
Bancassurance
Second largest agency
amongst private life
insurers³
Highest agent additions
in last FY
>1,100 new HDFC Bank
branches added in SURU
locations in last 18 months
90 banca partnerships
Focus on expansion in tier
2 and 3 markets
Profitable
distribution
Diversified
growth
first
Customer
management
Risk
Technology,
digital &
mix
& governance
Analytics
Best in class 13M
persistency of >88%
HDFC
LifeView entire presentation