Building the Replacement Infrastructure for the World's Money

Lapping material trends from FY23 as we move through FY24. VPC (£ thousand) 4.9 4.9 4.6 Th Cross Take Rate (% of Volume) 0.63% 0.61% 4.4 0.69% 0.67% Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Gross and net interest income (£m) 71.6 00.0 30.0 46.4 15.6 2.9 40.0 18.5 56.0 20.0 3.7 1.0 43.5 17.5 0.0 -2.5 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Benefits on customer balances Interest income net of benefits on customer balances 55

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