Lack of Volatility in Results and Excess Capital Returned to Shareholders slide image

Lack of Volatility in Results and Excess Capital Returned to Shareholders

CAPITAL STRUCTURE & DEBT MATURITY PROFILE December 31, 2021 December 31, Capital Profile 2020 ($ millions) Senior notes and other debt $ 2,259 $ 1,623 Subordinated debentures 1,008 1,102 Total debt 3,267 2,725 Common equity 6,653 6,311 Total capitalization $ 9,920 $ 9,036 Debt-to-capital ratio 32.9% 30.2% Proforma for 1Q22 Maturities 29.9% Debt Maturities $700 $600 $470 $500 $427 $400 $400 $350 $300 $250 $200 $100 آلات $185 $300 $250 $650 2022* 2037 2044 2050 2052 2058 2059 2060 2061 Confidential *$76M repaidat maturity on January 3, 2022 Actively manage capital Hybrids add permanence to capital structure Well-balanced debt maturity profile Significant off-balance sheet value remains in various private equity and real estate investments Capital Transactions ▪ Issued subordinated debt in February 2021 ($300M @ 4.125%) Redeemed subordinated debt in March 2021 ($110M @ 5.9%) Issued senior debt in March 2021 ($400M @ 3.55%) Redeemed subordinated debt in June 2021 ($290M @ 5.75%) ■Issued senior debt in September 2021 ($350M @ 3.15%) to partially prefund 2022 maturities Repurchased 1.8M shares for $122M in 2021 ■ 10M shares remain under share repurchase authorization as of 12/31/21 Liquidity Strong liquidity throughout the Group (approx. $1.5 bn) Meaningful growth in operating cash flow ($2.2 bn in 2021) 19
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