Investor Presentation Third Quarter, 2008 slide image

Investor Presentation Third Quarter, 2008

Scotiabank Net Income* ($ millions) 291 276 251 Q3/07 Q2/08 Q3/08 *available to common shareholders Scotia Capital Excellent Quarter Q3/08 vs. Q3/07 net income: up 5% + revenues up 1% + higher corporate loan volumes & wider spreads + record fixed income & continued strength in forex & ScotiaMocatta - lower derivative trading revenues vs. record Q3/07 + expenses improved by 5% + lower performance-based compensation + ROE very strong at 34.1% Q3/08 vs. Q2/08 net income: up 16% + revenues up 21% + much stronger trading, with higher derivatives & record fixed income + higher corporate lending & investment banking, including record ScotiaWaterous revenues + Q2/08 loss on non-trading securities - expenses up 5% - higher performance-based compensation + other expenses well controlled 21 Scotiabank 644 Revenues: 2nd Best Quarter Since 2002 Revenues (TEB) ($ millions) 538 652 354 371 307 273 298 231 Q3/07 Q2/08 Global Capital Markets (GCM) Q3/08 Global Corporate & Investment Banking (GC&IB) Q3/08 vs. Q3/07 revenues: up 1% Global Corporate & Investment Banking + higher corporate loan volumes & wider spreads + higher credit fees Global Capital Markets - lower derivatives revenues versus record Q3/07 + largely offset by: + record quarter for fixed income trading + continued strong forex & precious metals trading Q3/08 vs. Q2/08 revenues: up 21% Well diversified growth + significantly higher trading revenues, particularly from derivatives & fixed income trading + higher credit fees + second best investment banking revenues ever, including record revenues in Scotia Waterous + Q2/08 loss on non-trading securities 22
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