Residential Mortgage Banking Overview

Production Metrics PURCHASE VOLUME HAS ACCOUNTED FOR ~60% OF HISTORICAL PRODUCTION (in millions) $4,500 $3,000 $2,435 $2,110 READY CAPITAL. $1,500 $636 $728 $1,460 $463 $1,508 $775 $638 $1,189 $398 $1,380 $2,095 $1,812 $1,740 $215 $1,439 $925 $0 2015 2016 2017 2018 2019 2020 2021 2022 2023 YTD ■ Purchase ■ Refi DIVERSIFIED PRODUCTION CHANNELS WITH FOCUS ON RETAIL CHANNEL GROWTH 100% 35% 27% 25% 22% 20% 21% 21% 22% 20% 80% 60% 40% 38% 36% 32% 31% 33% 34% 35% 32% 40% 48% 48% 46% 42% 44% 45% 37% 33% 33% 20% 0% 2015 2016 2017 2018 2019 2020 2021 2022 2023 YTD ■Retail ■Correspondent Wholesale 22 22

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