CFC Quarterly Financial Performance
CCBX Loans and Deposits
55.1%
CCBX Deposits
(Dollars in millions)
$1,563.8
5.7%
$1,653.1
CCBX
$803.9
CCBX Loans Receivable
(Dollars in millions)
61.0%
$1,166.5
11.0%
$1,295.0
June 30, 2022
$1,066.1
March 31, 2023
June 30, 2023
June 30, 2022
March 31, 2023
June 30, 2023
Other consumer loans
Residential RE secured credit cards
Commercial and industrial loans
Credit cards
Partner loan origination diversifies loan portfolio
As of June 30, 2023, gross loan growth of $128.5 million,
or 11.0%, compared to March 31, 2023, and $491.1
million or 61.0%, compared to June 30, 2022
Consumer loans increased $95.3 million, or 12.7%, to
$845.0 million as of June 30, 2023, compared to $749.7
million as of March 31, 2023
Sold $80.0 million in CCBX loans during the quarter
ended June 30, 2023
Loans held for sale of $35.9 million as of June 30, 2023
CCBX loans reprice as Fed Funds rate changes
BaaS-brokered deposits
Demand, noninterest bearing
Interest bearing
Growing platform for deposit generation
Deposit growth of $89.3 million, or 5.7%, as of
June 30, 2023, compared to March 31, 2023, and
$587.0 million, or 55.1%, compared to June 30, 2022
Access to $9.9 million million in CCBX deposits that are
transferred off the balance sheet as of June 30, 2023
CCBX deposits reprice as Fed Funds rate changes
Noninterest bearing deposits of $104.6 million as of
June 30, 2023
100% of CCBX deposits are core deposits (1)
Note: Data as of and for the quarter ended June 30, 2023, unless otherwise indicated
(1) Core deposits are all deposits excluding time deposits and brokered deposits
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