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Key Business/Operational Highlights Diversification and portfolio reshaping efforts bearing fruit Sound cost control, CIR improved to 46.0% in 1H23 Revenue (RM 'mil) 46.5% +6.7 Q-o-Q +7.4% Y-0-Y 9,621 10,331 4,997 5,334 QoQ YoY Malaysia +4.3% +0.2% Indonesia +8.6% +6.7% Thailand +0.4% +4.1% Singapore +19.9% +45.6% 46.0% CIR (RM 'mil) Operating Income 9,621 +7.4% 10,331 JAW +1.2% Operating expenses* PPOP 4,471 +6.2% 4,748 5,150 5,583 +8.4% Others +12.8% +93.0% 1H22 1H23 1023 2023 1H22 1H23 BAU Solid loan growth across countries and segments Gross Loans (RM 'bil) Provisions on track 427.0 413.2 394.3 QoQ YOY Loan Loss Charge 0.39% 0.41% 0.37% 0.38% CIMB Group 906 207.1 215.9 220.9 64.1 66.7 123.1 130.6 69.2 136.9 +3.3% +8.3% +2.3% ■Consumer +6.7% ■Commercial +3.7% +8.0% 445 435 ¦ Total Provisions ¦ (RM 'mil) 880 -2.9% -2.2% Wholesale +4.8% +11.2% Jun-22 Mar-23 Jun-23 1Q23 2Q23 1H22 1H23 Σ Notes: *1Q22: exceptional items of RM53 mil 4

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