ANZ 2023 Half Year Results
ANZ 2023 Half Year Results
AUSTRALIA COMMERCIAL
1H23 vs 1H22
Revenue contribution¹, $b
Self funded balance sheet, $b
~25% contribution
Revenue growth¹
to Group revenue
2.56
113
2.34
↑ 30%
2.19
0.75
0.74
86
0.80
Risk adj. margins²
↑272bps
1.81
(to 8.37%)
1.60
1.39
60
58
00
Well secured portfolio,
Exposure at Default, $b
8%
14%
11%
14%
81%
72%
1H22
2H22
1H23
Mar 19
Mar 23
Mar 19
Mar 23
Commercial Division revenue
Customer Deposits
Fully Secured
Other
☐☐ Customer revenue in Institutional / Retail
Net Loans & Advances
Partially Secured
Basis: Cash Profit continuing operations
1.
Excluding gain on sale of Merchants business divestment (Australia Commercial recognised a gain in 1H22 with ANZ and Worldline forming a newly created merchant acquiring group) and loss on sale of financial planning and advice business
servicing the affluent customer segment (Australia Commercial recognised a loss in 1H22)
2.
Net interest income as a percentage of average credit risk weighted assets
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