Initiatives to Improve Corporate Value
KPIs under the MMP
Realize income
and
cost structure
reforms
FY2022 (Results)
FY2025 (Plan)
Net income attributable to
owners of parent
JPY160.4 bn
JPY170.0 bn
Consolidated core income*1
JPY163.6 bn
Consolidated cost income ratio
67.4%
Optimization of
balance between
financial
soundness,
growth
investment and
shareholder
return
ROE*2
CET1 ratio*3
Total shareholder return ratio
7.66%
JPY180.0 bn
Lower half of the 60% range
8%
Approx. 10%
10% level
40.6%
50% level
Realize
sustainable
society
ESG index selected by GPIF
(domestic stock)*4
ESG index selected
by GPIF
(domestic stock)
[FY2025 assumed conditions: Overnight call rate (0.05) %, Yield on 10Y JGB 0.40%, Nikkei 225 28,000 yen]
ESG index selected by GPIF
(domestic stock)
*1. Net interest income from domestic loans and deposits + Interest on yen bonds, etc. (interest on yen bonds and income from interest rate swaps) + Fee income + Operating expenses
*2. Net income / Total shareholders equity (simple sum of the balance at the beginning and the end of the term/2)
*3. Based on the full enforcement of the finalized Basel 3 regulations under the international standard; excluding net unrealized gains on available-for-sale securities
*4. FTSE Blossom Japan Index, FTSE Blossom Japan Sector Relative Index, MSCI Japan ESG Select Leaders Index,
S&P/JPX Carbon Efficient Index series, MSCI Japan Empowering Women Index and Morningstar Japan ex-REIT Gender Diversity Tilt Index
Resona Holdings, Inc.
26
26View entire presentation