2023 Fourth Quarter Investor Presentation
Strategic Fee Focus Areas | Continued Momentum in Fees
Capital
Markets
Payments
Capital Markets Fees
Balanced Revenue Mix (1)
Building incremental product capabilities
Bolstered by Capstone to drive synergies in
the core business
Challenging operating environment in 2023;
remain focused on driving long-term
opportunities
19% CAGR
Advisory /
M&A
34%
Sustained spend growth and deepening
Leveraging strength and scale of top tier
debit franchise
Continued increasing TM penetration
Executing strategy to deepen penetration of
advisory services within our customer base
Wealth
Focused on gathering AUM to drive
recurring revenue
See notes on slide 61
Customer Risk
Management
31%
2017
LTM
Sales &
Trading 16%
Debt & Equity
Capital Markets
19%
Treasury Management Fees (2) Card Spend (Debit + Credit)
8% YoY
6% YoY
3Q22
3Q23
3Q22
3Q23
Household Growth
(Advisory Relationships)
Assets Under Management
3Q22
17% YoY
3Q23
3Q22
16% YoY
2023 Fourth Quarter Investor Presentation | 37
3Q23
HuntingtonView entire presentation