Bank of Ireland Financial Overview

...results in sustainable step change in distributions Net organic capital generation c.2x 135-185bps 2021-2022 €350m 260-340bps Bank of Ireland Distributions c.3x 2023-2024 €1,154m Outlook . Sustainably higher capital generation, 260-280bps expected in 2024 Distributions for FY24 expected to comprise both dividends and buybacks Interim distributions to commence in 2024 Basel IV expected modest positive impact from 2025 FY22 FY23 24

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